GTA neighbourhood homes
For First-Time Buyers

Your Dream Home in the GTA Starts Here

Buying your first home is one of life's biggest milestones. I'll guide you through every step — from pre-approval to keys in hand — with expert advice, honest guidance, and zero pressure.

Full MLS Access

Get Full MLS Access — Free

Register for free to access every active listing across the GTA the moment it hits the market. No obligation, no pressure — just the most complete picture of what's available, sent directly to you.

Every active MLS listing in the GTA
Instant alerts when new homes match your criteria
Price history and neighbourhood insights
Completely free — no obligation
MLS Property Search
Detached HomesAvailable →
Semi-DetachedAvailable →
TownhousesAvailable →
Condos & LoftsAvailable →
New BuildsAvailable →

Access all property types across every GTA neighbourhood

The Buying Process

How I Guide You Home

01

Get Pre-Approved

Before you start searching, I'll connect you with trusted mortgage specialists to get your pre-approval in place. This tells you exactly what you can afford and makes your offer stronger.

02

Define Your Wish List

We'll sit down and talk through your must-haves, nice-to-haves, and deal-breakers — neighbourhood, size, commute, schools, and budget — so every showing is worth your time.

03

Tour Homes Together

I'll curate a shortlist of properties that match your criteria and accompany you on every showing. My trained eye spots issues and opportunities you might miss.

04

Make a Winning Offer

When you find the one, I'll craft a competitive offer strategy backed by market data and sharp negotiation — so you win without overpaying.

05

Close With Confidence

From home inspection to final walkthrough, I manage every detail of the closing process so there are no surprises on possession day.

Mortgage Guidance

Understanding Your Financing Options

Navigating mortgages as a first-time buyer can feel overwhelming. Here's what you need to know to get started with confidence.

First-Time Home Buyer Incentive

The Government of Canada offers shared-equity mortgages to help reduce your monthly payments without increasing your down payment.

RRSP Home Buyers' Plan

Withdraw up to $35,000 from your RRSP tax-free to use as a down payment on your first home. Repay over 15 years.

Land Transfer Tax Rebate

Ontario first-time buyers can receive a rebate of up to $4,000 on provincial land transfer tax — and up to $4,475 in Toronto.

FHSA — First Home Savings Account

Contribute up to $8,000/year (lifetime max $40,000) tax-free toward your first home purchase. Combines RRSP + TFSA benefits.

Ready to Start Your Home Search?

Let's find your perfect home in the GTA together. Reach out today for a free, no-obligation consultation.

Gaurav Lamba Realtor

Your trusted GTA Realtor — helping first-time buyers find their dream home and sellers achieve top dollar.

Save Max Real Estate Inc.
Save Max Real Estate

Get in Touch

(647) 809-9909[email protected]
Greater Toronto Area, Ontario

© 2026 Gaurav Lamba, REALTOR® | Save Max Real Estate Inc., Brokerage. All rights reserved.

Not intended to solicit buyers or sellers currently under contract with a brokerage. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by CREA and identify real estate professionals who are members of CREA.